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AIB - MC²

Interest RateThe rate of interest you will be charged unless you pay off your bill in full by the due date

• 3.9% APR on purchases fixed for 12 months (15.9% after).
• 23.4% on cash advances.

Late Payment ChargeThe Late Payment Charge will apply if a minimium payment is not recieved by the due date.

Over Limit ChargeThe Over Limit Charge will apply the first time your balance exceeds your credit limit in each statement period.

Returned Payment ChargeThe Returned Payment Charge will apply should any payment either by cheque or direct debit be returned unpaid.

Minimium PaymentThis is the minimium repayment you must make in each statement period.

Cash Advance FeeThe Cash Advance Fee will apply when you use the card to receive cash or a cash substitute (i.e. travellers cheques).

Cross Border Handling FeeThis is an extra fee for every payment and cash withdrawal in a currency other than euro

• 0% on Euro Transactions
• 0.16% + 1.75% on non-Euro Transactions

Government Stamp DutyThis charge is a government tax due on the 1st of April.

Bank of Ireland - Student

Interest RateThe rate of interest you will be charged unless you pay off your bill in full by the due date

• 0% APR on purchases for 6 months (15.5% after).
• 18.7% on cash advances.

Late Payment ChargeThe Late Payment Charge will apply if a minimium payment is not recieved by the due date.

Over Limit ChargeThe Over Limit Charge will apply the first time your balance exceeds your credit limit in each statement period.

Returned Payment ChargeThe Returned Payment Charge will apply should any payment either by cheque or direct debit be returned unpaid.

Minimium PaymentThis is the minimium repayment you must make in each statement period.

Cash Advance FeeThe Cash Advance Fee will apply when you use the card to receive cash or a cash substitute (i.e. travellers cheques).

Cross Border Handling FeeThis is an extra fee for every payment and cash withdrawal in a currency other than euro

• 0% on Euro Transactions
• 1.75% on non-Euro Transactions

Government Stamp DutyThis charge is a government tax due on the 1st of April.

Ulster Bank - Student

Interest RateThe rate of interest you will be charged unless you pay off your bill in full by the due date

• 0% APR on purchases for 9 months (17.9% after).
• 22.9% on cash advances.

Late Payment ChargeThe Late Payment Charge will apply if a minimium payment is not recieved by the due date.

Over Limit ChargeThe Over Limit Charge will apply the first time your balance exceeds your credit limit in each statement period.

Returned Payment ChargeThe Returned Payment Charge will apply should any payment either by cheque or direct debit be returned unpaid.

Minimium PaymentThis is the minimium repayment you must make in each statement period.

Cash Advance FeeThe Cash Advance Fee will apply when you use the card to receive cash or a cash substitute (i.e. travellers cheques).

Cross Border Handling FeeThis is an extra fee for every payment and cash withdrawal in a currency other than euro

• 0% on Euro Transactions
• 2% on non-Euro Transactions

Government Stamp DutyThis charge is a government tax due on the 1st of April.

Additional Info

AIB - Student Plus Account

Features

• Maintenance and transaction free banking
• Up to €1,500 interest free overdraft
• Phone & Internet Banking
• Reduced Rate on Personal Loans

Additional Info

Bank of Ireland - Student Account

Features

• Maintenance and transaction free banking
• Interest free overdraft (for 9 months, 10.8% after)
• 9 month interest free travel loan (up to €2,000)
• Phone & Internet Banking
• Reduced Rate on Personal Loans

Ulster Bank - Student Account

Features

• Maintenance and transaction free banking
• Up to €650 interest free overdraft
• Phone & Internet Banking
• Reduced Rate on Personal Loans

Additional Info